Make sure you have Uninsured/Underinsured Motorist bodily injury coverage -- if someone with little or no insurance hurts you in an accident (half of the drivers out there), you need to have at least a $500,000 limit covering your own injuries, loss of future income, etc., etc..
If your vehicle is worth $1,500+, you need Comprehensive and Collision coverages -- covers physical damage your own vehicle. Comprehensive coverage pays to fix or replace your ride due to vandalism, theft, or if you hit an animal. Collision coverage pays to fix or replace it if you have an accident that's your fault. If you don't have these basic protections, then your insurance won't pay if you wreck your own car or truck! Of course, if the "other guy" is at fault, then their insurance is responsible.
These are basics, but you'd be surprised how many folks are driving around without the proper insurance. Are you at risk with not enough coverage? Remember, you can't choose when you have an accident, so please make sure you're properly insured today. Call me if I can help review your current insurance with you.
David Yates Insurance Agency
1881 General George Patton Dr., Suite 103
Franklin, TN 37067
Phone 615-778-1816 Fax 615-778-1817
Technorati Tags: auto insurance,car insurance,Franklin Tennessee,Middle Tennessee,relocating to Franklin TN,auto insurance discounts,best insurance rates,honest insurance agent in Franklin TN,auto insurance in Brentwood TN,Thompson Station TN,Spring Hill TN,local Franklin TN insurance agent,Franklin TN insurance agent,recommended insurance agent in Middle Tennessee,buying a car in Franklin TN,buying a truck in Franklin TN,Brentwood TN dealers,Franklin TN auto dealers,Franklin TN auto insurance